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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,474 | $159,978-14.7% | $147,041-7.2% | $145,978-6.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.39% | 98.36%-86.0pp | 419.21%-406.8pp | 550.52%-538.1pp |
| Employer contribution / active EE | $7,238 | $5,288+36.9% | $4,935+46.7% | $4,662+55.3% |
| Participant deferral / active EE | $10,003 | $8,429+18.7% | $8,071+23.9% | $6,690+49.5% |
| Admin fee / account holder | $561 | $15,053-96.3% | $13,006-95.7% | $13,400-95.8% |