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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,365 | $96,558-44.7% | $80,977-34.1% | $273,972-80.5% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 7.58% | 15.14%-7.6pp | 17.11%-9.5pp | 41.46%-33.9pp |
| Employer contribution / active EE | $23,919 | $4,869+391.3% | $3,715+543.9% | $4,869+391.3% |
| Participant deferral / active EE | $520 | $6,598-92.1% | $5,696-90.9% | $5,287-90.2% |
| Admin fee / account holder | $414 | $7,493-94.5% | $5,517-92.5% | $10,133-95.9% |