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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,452 | $86,705-59.1% | $73,309-51.6% | $125,393-71.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 74.9%+25.1pp | 83.2%+16.8pp |
| Annual return | -4.43% | 2.78%-7.2pp | 5.67%-10.1pp | 282.23%-286.7pp |
| Employer contribution / active EE | $17,005 | $4,152+309.6% | $3,237+425.3% | $4,866+249.5% |
| Participant deferral / active EE | $0 | $5,549-100.0% | $4,991-100.0% | $5,351-100.0% |
| Admin fee / account holder | $16,914 | $7,772+117.6% | $5,637+200.1% | $9,541+77.3% |