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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,040 | $57,305-42.3% | $86,640-61.9% | $75,173-56.0% |
| Participation rate | 87.8% | 63.2%+24.6pp | 71.7%+16.1pp | 67.2%+20.6pp |
| Annual return | 25.68% | 2674.24%-2648.6pp | 592.52%-566.8pp | 160.72%-135.0pp |
| Employer contribution / active EE | $1,230 | $2,316-46.9% | $3,024-59.3% | $2,671-54.0% |
| Participant deferral / active EE | $2,730 | $3,320-17.8% | $4,438-38.5% | $4,126-33.8% |
| Admin fee / account holder | $901 | $4,116-78.1% | $5,616-84.0% | $5,651-84.1% |