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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,903 | $54,355-56.0% | $82,744-71.1% | $68,486-65.1% |
| Participation rate | 80.8% | 63.9%+16.8pp | 72.6%+8.2pp | 67.9%+12.9pp |
| Annual return | -27.24% | -13.67%-13.6pp | 702.22%-729.5pp | -7.85%-19.4pp |
| Employer contribution / active EE | $1,015 | $2,219-54.3% | $3,008-66.3% | $2,597-60.9% |
| Participant deferral / active EE | $2,265 | $3,246-30.2% | $4,395-48.5% | $4,028-43.8% |
| Admin fee / account holder | $1,099 | $4,397-75.0% | $5,325-79.4% | $5,404-79.7% |