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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,476 | $54,757-38.9% | $90,304-62.9% | $72,975-54.1% |
| Participation rate | 84.0% | 65.2%+18.8pp | 73.3%+10.7pp | 69.5%+14.5pp |
| Annual return | 26.68% | 30.63%-4.0pp | 78.13%-51.5pp | 81.01%-54.3pp |
| Employer contribution / active EE | $1,147 | $2,093-45.2% | $2,855-59.8% | $2,440-53.0% |
| Participant deferral / active EE | $2,595 | $2,887-10.1% | $3,885-33.2% | $3,608-28.1% |
| Admin fee / account holder | $1,487 | $3,973-62.6% | $5,354-72.2% | $5,124-71.0% |