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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,570 | $83,337+23.1% | $67,834+51.2% | $273,972-62.6% |
| Participation rate | 37.5% | 76.4%-38.9pp | 68.8%-31.3pp | 83.0%-45.5pp |
| Annual return | 7.88% | 259.45%-251.6pp | 138.47%-130.6pp | 41.46%-33.6pp |
| Employer contribution / active EE | $1,337 | $3,287-59.3% | $2,403-44.4% | $4,869-72.5% |
| Participant deferral / active EE | $2,893 | $4,088-29.2% | $3,160-8.4% | $5,287-45.3% |
| Admin fee / account holder | $0 | $6,752-100.0% | $4,622-100.0% | $10,133-100.0% |