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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,233 | $75,935+14.9% | $60,547+44.1% | $125,393-30.4% |
| Participation rate | 37.5% | 76.5%-39.0pp | 68.0%-30.5pp | 83.2%-45.7pp |
| Annual return | 0.87% | -5.38%+6.2pp | 335.64%-334.8pp | 282.23%-281.4pp |
| Employer contribution / active EE | $1,307 | $3,438-62.0% | $2,419-46.0% | $4,866-73.1% |
| Participant deferral / active EE | $3,160 | $4,506-29.9% | $3,328-5.0% | $5,351-40.9% |
| Admin fee / account holder | $166 | $6,768-97.6% | $4,536-96.4% | $9,541-98.3% |