Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,165 | $60,349-68.2% | $74,184-74.2% | $62,881-69.5% |
| Participation rate | 61.2% | 72.7%-11.6pp | 76.6%-15.4pp | 69.3%-8.1pp |
| Annual return | 9.99% | 21.38%-11.4pp | 17.74%-7.7pp | 20.14%-10.2pp |
| Employer contribution / active EE | $1,281 | $1,680-23.7% | $2,370-45.9% | $2,281-43.8% |
| Participant deferral / active EE | $2,099 | $2,856-26.5% | $3,550-40.9% | $3,203-34.5% |
| Admin fee / account holder | $494 | $4,261-88.4% | $5,586-91.2% | $4,296-88.5% |