Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,361 | $62,583-51.5% | $76,767-60.4% | $64,173-52.7% |
| Participation rate | 67.2% | 72.8%-5.7pp | 77.0%-9.8pp | 69.6%-2.4pp |
| Annual return | -11.71% | -1.95%-9.8pp | 2.43%-14.1pp | 7.63%-19.3pp |
| Employer contribution / active EE | $1,504 | $1,832-17.9% | $2,485-39.5% | $2,381-36.8% |
| Participant deferral / active EE | $2,824 | $3,145-10.2% | $3,852-26.7% | $3,470-18.6% |
| Admin fee / account holder | $1,056 | $4,667-77.4% | $6,675-84.2% | $4,887-78.4% |