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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,956 | $166,268-80.8% | $165,100-80.6% | $145,897-78.1% |
| Participation rate | 61.5% | 82.0%-20.5pp | 78.6%-17.1pp | 80.3%-18.8pp |
| Annual return | 10.08% | 100.52%-90.4pp | 70.21%-60.1pp | 552.29%-542.2pp |
| Employer contribution / active EE | $3,000 | $5,284-43.2% | $4,348-31.0% | $4,663-35.7% |
| Participant deferral / active EE | $4,427 | $6,964-36.4% | $6,035-26.7% | $6,689-33.8% |
| Admin fee / account holder | $24,302 | $16,659+45.9% | $12,696+91.4% | $13,390+81.5% |