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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,202 | $69,118+4.5% | $53,647+34.6% | $138,895-48.0% |
| Participation rate | 100.0% | 64.0%+36.0pp | 56.3%+43.7pp | 79.9%+20.1pp |
| Annual return | 11.92% | 248.26%-236.3pp | 358.33%-346.4pp | 145.39%-133.5pp |
| Employer contribution / active EE | $1,015 | $1,189-14.7% | $962+5.5% | $4,194-75.8% |
| Participant deferral / active EE | $268 | $2,274-88.2% | $1,813-85.2% | $6,396-95.8% |
| Admin fee / account holder | $4,053 | $2,724+48.8% | $2,460+64.7% | $12,562-67.7% |