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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,176 | $108,695-44.6% | $74,722-19.5% | $152,897-60.6% |
| Participation rate | 100.0% | 65.4%+34.6pp | 54.5%+45.5pp | 82.5%+17.5pp |
| Annual return | 13.10% | 114.11%-101.0pp | 753.11%-740.0pp | 345.43%-332.3pp |
| Employer contribution / active EE | $683 | $1,504-54.6% | $1,084-37.0% | $4,764-85.7% |
| Participant deferral / active EE | $0 | $2,712-100.0% | $1,963-100.0% | $5,851-100.0% |
| Admin fee / account holder | $2,114 | $4,906-56.9% | $3,335-36.6% | $11,599-81.8% |