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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,254 | $86,919+60.2% | $102,457+35.9% | $80,911+72.1% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.6%+32.4pp |
| Annual return | 15.20% | 18.90%-3.7pp | 29.41%-14.2pp | 35.63%-20.4pp |
| Employer contribution / active EE | $4,949 | $2,368+109.0% | $3,022+63.7% | $2,756+79.6% |
| Participant deferral / active EE | $9,154 | $4,119+122.2% | $5,054+81.1% | $4,297+113.0% |
| Admin fee / account holder | $4,178 | $8,049-48.1% | $9,451-55.8% | $6,935-39.7% |