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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,052 | $78,428-0.5% | $95,960-18.7% | $79,852-2.3% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 25.04% | 19.37%+5.7pp | 91.63%-66.6pp | 31.72%-6.7pp |
| Employer contribution / active EE | $3,812 | $1,945+95.9% | $2,541+50.0% | $2,471+54.3% |
| Participant deferral / active EE | $8,978 | $3,440+161.0% | $4,167+115.5% | $3,740+140.0% |
| Admin fee / account holder | $490 | $5,622-91.3% | $6,797-92.8% | $5,306-90.8% |