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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,078 | $88,042-15.9% | $138,135-46.4% | $79,852-7.2% |
| Participation rate | 95.3% | 71.4%+23.9pp | 78.7%+16.6pp | 69.6%+25.7pp |
| Annual return | 9.92% | 20.58%-10.7pp | 20.51%-10.6pp | 31.72%-21.8pp |
| Employer contribution / active EE | $5,612 | $3,103+80.8% | $5,587+0.5% | $2,471+127.1% |
| Participant deferral / active EE | $9,284 | $4,704+97.4% | $6,431+44.4% | $3,740+148.2% |
| Admin fee / account holder | $14,976 | $7,791+92.2% | $11,856+26.3% | $5,306+182.2% |