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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,430 | $79,557+3.6% | $118,746-30.6% | $70,126+17.5% |
| Participation rate | 84.6% | 71.4%+13.3pp | 78.3%+6.3pp | 69.5%+15.1pp |
| Annual return | 11.38% | 25.64%-14.3pp | 24.54%-13.2pp | 73.15%-61.8pp |
| Employer contribution / active EE | $1,682 | $2,861-41.2% | $4,193-59.9% | $2,343-28.2% |
| Participant deferral / active EE | $4,615 | $4,089+12.9% | $5,332-13.5% | $3,332+38.5% |
| Admin fee / account holder | $7,979 | $5,374+48.5% | $10,720-25.6% | $4,645+71.8% |