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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,340 | $82,882-17.5% | $127,803-46.5% | $72,975-6.4% |
| Participation rate | 89.7% | 71.5%+18.1pp | 79.0%+10.6pp | 69.5%+20.2pp |
| Annual return | 18.75% | 32.20%-13.5pp | 26.14%-7.4pp | 81.01%-62.3pp |
| Employer contribution / active EE | $746 | $3,346-77.7% | $4,576-83.7% | $2,440-69.4% |
| Participant deferral / active EE | $8,527 | $4,791+78.0% | $6,023+41.6% | $3,608+136.4% |
| Admin fee / account holder | $2,224 | $6,487-65.7% | $9,399-76.3% | $5,124-56.6% |