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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,303 | $151,473-32.5% | $153,500-33.4% | - |
| Participation rate | 85.9% | 67.4%+18.5pp | 77.1%+8.8pp | - |
| Annual return | 14.68% | 14.12%+0.6pp | 15.70%-1.0pp | - |
| Employer contribution / active EE | $3,337 | $2,538+31.5% | $5,039-33.8% | - |
| Participant deferral / active EE | $8,239 | $4,234+94.6% | $6,756+21.9% | - |
| Admin fee / account holder | $1,725 | $25,249-93.2% | $12,736-86.5% | - |