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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,571 | $117,829-3.6% | $102,423+10.9% | $145,877-22.1% |
| Participation rate | 93.8% | 78.6%+15.1pp | 76.5%+17.2pp | 80.3%+13.4pp |
| Annual return | 15.02% | 31.83%-16.8pp | 29.42%-14.4pp | 551.28%-536.3pp |
| Employer contribution / active EE | $6,145 | $3,615+70.0% | $3,023+103.3% | $4,663+31.8% |
| Participant deferral / active EE | $7,168 | $5,732+25.0% | $5,054+41.8% | $6,691+7.1% |
| Admin fee / account holder | $2,229 | $13,335-83.3% | $9,455-76.4% | $13,402-83.4% |