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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,132 | $110,212+2.6% | $96,534+17.2% | $139,466-18.9% |
| Participation rate | 84.6% | 78.1%+6.5pp | 76.0%+8.6pp | 80.3%+4.3pp |
| Annual return | 18.36% | 26.42%-8.1pp | 25.88%-7.5pp | 373.66%-355.3pp |
| Employer contribution / active EE | $7,331 | $3,620+102.5% | $2,965+147.2% | $4,754+54.2% |
| Participant deferral / active EE | $10,310 | $5,547+85.9% | $4,851+112.5% | $6,712+53.6% |
| Admin fee / account holder | $18,011 | $11,599+55.3% | $8,253+118.2% | $11,409+57.9% |