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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,307 | $114,073+114.2% | $96,161+154.1% | $167,518+45.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 7.75% | 189.95%-182.2pp | 192.01%-184.3pp | 478.71%-471.0pp |
| Employer contribution / active EE | $12,000 | $3,428+250.0% | $2,798+328.8% | $4,838+148.0% |
| Participant deferral / active EE | $9,102 | $5,195+75.2% | $4,349+109.3% | $6,342+43.5% |
| Admin fee / account holder | $95,860 | $6,899+1289.5% | $5,538+1630.8% | $12,312+678.6% |