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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,004 | $93,117+94.4% | $77,096+134.8% | $134,532+34.5% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -22.54% | 62.67%-85.2pp | 42.35%-64.9pp | 418.27%-440.8pp |
| Employer contribution / active EE | $12,000 | $3,420+250.8% | $2,814+326.4% | $4,741+153.1% |
| Participant deferral / active EE | $9,353 | $5,241+78.5% | $4,429+111.2% | $6,401+46.1% |
| Admin fee / account holder | $934 | $6,948-86.6% | $5,428-82.8% | $11,429-91.8% |