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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,221 | $100,139+81.0% | $85,187+112.7% | $145,884+24.2% |
| Participation rate | 88.9% | 74.1%+14.8pp | 67.5%+21.4pp | 80.3%+8.6pp |
| Annual return | 13.69% | 84.15%-70.5pp | 66.67%-53.0pp | 551.85%-538.2pp |
| Employer contribution / active EE | $3,615 | $3,238+11.6% | $2,732+32.3% | $4,662-22.5% |
| Participant deferral / active EE | $7,252 | $5,296+36.9% | $4,525+60.3% | $6,690+8.4% |
| Admin fee / account holder | $3,696 | $7,262-49.1% | $6,162-40.0% | $13,392-72.4% |