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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,848 | $96,419+41.9% | $80,648+69.7% | $139,487-1.9% |
| Participation rate | 88.9% | 73.6%+15.2pp | 67.0%+21.9pp | 80.3%+8.6pp |
| Annual return | 17.94% | 1352.86%-1334.9pp | 937.21%-919.3pp | 373.84%-355.9pp |
| Employer contribution / active EE | $3,475 | $3,261+6.5% | $2,724+27.6% | $4,755-26.9% |
| Participant deferral / active EE | $6,875 | $5,225+31.6% | $4,443+54.7% | $6,713+2.4% |
| Admin fee / account holder | $849 | $6,605-87.1% | $5,382-84.2% | $11,407-92.6% |