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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,867 | $101,063-64.5% | $81,473-56.0% | $147,586-75.7% |
| Participation rate | 62.5% | 74.5%-12.0pp | 68.0%-5.5pp | 82.8%-20.3pp |
| Annual return | 19.42% | 32.41%-13.0pp | 38.78%-19.4pp | 578.59%-559.2pp |
| Employer contribution / active EE | $1,565 | $3,206-51.2% | $2,568-39.1% | $4,876-67.9% |
| Participant deferral / active EE | $2,587 | $4,242-39.0% | $3,537-26.9% | $5,439-52.4% |
| Admin fee / account holder | $0 | $5,812-100.0% | $4,561-100.0% | $10,886-100.0% |