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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,859 | $217,427-33.8% | $185,837-22.6% | $167,518-14.1% |
| Participation rate | 70.0% | 86.0%-16.0pp | 81.7%-11.7pp | 82.1%-12.1pp |
| Annual return | 11.28% | 148.39%-137.1pp | 122.08%-110.8pp | 478.71%-467.4pp |
| Employer contribution / active EE | $1,657 | $5,874-71.8% | $5,168-67.9% | $4,838-65.8% |
| Participant deferral / active EE | $5,258 | $6,357-17.3% | $5,568-5.6% | $6,342-17.1% |
| Admin fee / account holder | $684 | $19,816-96.5% | $16,241-95.8% | $12,312-94.4% |