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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,797 | $198,457-58.3% | $170,435-51.4% | $147,586-43.9% |
| Participation rate | 84.6% | 88.0%-3.4pp | 83.6%+1.0pp | 82.8%+1.8pp |
| Annual return | 11.62% | 257.30%-245.7pp | 205.94%-194.3pp | 578.59%-567.0pp |
| Employer contribution / active EE | $6,461 | $6,183+4.5% | $5,432+18.9% | $4,876+32.5% |
| Participant deferral / active EE | $3,013 | $5,629-46.5% | $4,939-39.0% | $5,439-44.6% |
| Admin fee / account holder | $5,626 | $16,852-66.6% | $13,881-59.5% | $10,886-48.3% |