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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,091 | $65,704+134.5% | $94,229+63.5% | $59,633+158.4% |
| Participation rate | 100.0% | 72.1%+27.9pp | 78.8%+21.2pp | 68.7%+31.3pp |
| Annual return | -0.01% | 5.22%-5.2pp | 10.68%-10.7pp | 2041.45%-2041.5pp |
| Employer contribution / active EE | $4,822 | $2,021+138.6% | $3,587+34.4% | $2,203+118.9% |
| Participant deferral / active EE | $5,098 | $3,143+62.2% | $4,320+18.0% | $3,192+59.7% |
| Admin fee / account holder | $10,704 | $4,265+151.0% | $6,269+70.7% | $4,297+149.1% |