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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,222 | $83,485+39.2% | $125,195-7.2% | $72,976+59.3% |
| Participation rate | 77.6% | 73.3%+4.3pp | 79.8%-2.1pp | 69.5%+8.1pp |
| Annual return | 15.80% | 25.77%-10.0pp | 43.79%-28.0pp | 81.02%-65.2pp |
| Employer contribution / active EE | $4,173 | $2,346+77.9% | $3,866+7.9% | $2,440+71.0% |
| Participant deferral / active EE | $4,054 | $3,586+13.0% | $4,937-17.9% | $3,608+12.4% |
| Admin fee / account holder | $8,315 | $5,518+50.7% | $9,704-14.3% | $5,124+62.3% |