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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,759 | $96,388+42.9% | $80,627+70.9% | $139,466-1.2% |
| Participation rate | 83.3% | 73.6%+9.7pp | 67.0%+16.3pp | 80.3%+3.0pp |
| Annual return | 22.06% | 1352.08%-1330.0pp | 936.76%-914.7pp | 373.66%-351.6pp |
| Employer contribution / active EE | $3,323 | $3,260+1.9% | $2,723+22.0% | $4,754-30.1% |
| Participant deferral / active EE | $16,412 | $5,224+214.1% | $4,443+269.4% | $6,712+144.5% |
| Admin fee / account holder | $1,703 | $6,603-74.2% | $5,381-68.4% | $11,409-85.1% |