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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,048 | $109,411-30.5% | $89,435-15.0% | $158,982-52.2% |
| Participation rate | 70.0% | 74.3%-4.3pp | 68.0%+2.0pp | 82.0%-12.0pp |
| Annual return | 33.35% | 345.68%-312.3pp | 245.55%-212.2pp | 302.99%-269.6pp |
| Employer contribution / active EE | $2,780 | $3,173-12.4% | $2,587+7.4% | $4,763-41.6% |
| Participant deferral / active EE | $12,061 | $4,600+162.2% | $3,890+210.0% | $5,983+101.6% |
| Admin fee / account holder | $11,219 | $6,159+82.2% | $4,884+129.7% | $11,252-0.3% |