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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,814 | $101,063-70.5% | $81,473-63.4% | $147,586-79.8% |
| Participation rate | 91.7% | 74.5%+17.2pp | 68.0%+23.7pp | 82.8%+8.8pp |
| Annual return | 28.10% | 32.41%-4.3pp | 38.78%-10.7pp | 578.59%-550.5pp |
| Employer contribution / active EE | $3,433 | $3,206+7.1% | $2,568+33.7% | $4,876-29.6% |
| Participant deferral / active EE | $9,198 | $4,242+116.8% | $3,537+160.1% | $5,439+69.1% |
| Admin fee / account holder | $645 | $5,812-88.9% | $4,561-85.9% | $10,886-94.1% |