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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,698 | $97,125+118.0% | $86,233+145.5% | $137,256+54.2% |
| Participation rate | 75.0% | 74.2%+0.8pp | 69.0%+6.0pp | 80.0%-5.0pp |
| Annual return | 18.01% | 74.19%-56.2pp | 61.39%-43.4pp | 220.34%-202.3pp |
| Employer contribution / active EE | $2,360 | $2,841-17.0% | $2,504-5.8% | $4,156-43.2% |
| Participant deferral / active EE | $4,946 | $5,180-4.5% | $4,559+8.5% | $6,407-22.8% |
| Admin fee / account holder | $2,151 | $9,725-77.9% | $8,342-74.2% | $12,270-82.5% |