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| Provider | Service type | Compensation |
|---|---|---|
BANCFIRST1 year Filed as: BANCFIRST TRUST & INVESTMENT MANAGE Service code 27 100 N. BROADWAY · OKLAHOMA CITY, OK 73102 | Advisory (Plan) | $20,484 |
THE VANGUARD GROUP, INC.1 year Service code 15 · EIN 23-1945930 | Recordkeeping | $12,188 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,471 | $82,678-25.7% | $125,391-51.0% | $68,490-10.2% |
| Participation rate | 69.6% | 75.1%-5.4pp | 82.4%-12.8pp | 67.9%+1.7pp |
| Annual return | -18.43% | -5.97%-12.5pp | 572.41%-590.8pp | -7.85%-10.6pp |
| Employer contribution / active EE | $3,257 | $3,382-3.7% | $4,816-32.4% | $2,597+25.4% |
| Participant deferral / active EE | $8,515 | $6,111+39.3% | $7,448+14.3% | $4,028+111.4% |
| Admin fee / account holder | $424 | $6,277-93.2% | $10,009-95.8% | $5,403-92.1% |