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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,451 | $93,617-17.3% | $135,982-43.0% | $75,177+3.0% |
| Participation rate | 68.9% | 75.2%-6.3pp | 81.9%-13.0pp | 67.2%+1.7pp |
| Annual return | 20.18% | 30.89%-10.7pp | 68.32%-48.1pp | 160.75%-140.6pp |
| Employer contribution / active EE | $3,150 | $3,538-11.0% | $4,859-35.2% | $2,671+17.9% |
| Participant deferral / active EE | $9,061 | $6,406+41.4% | $7,760+16.8% | $4,126+119.6% |
| Admin fee / account holder | $12,050 | $6,980+72.6% | $10,767+11.9% | $5,651+113.2% |