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| Provider | Service type | Compensation |
|---|---|---|
Filed as: COMMONWEALTH EQUITY SERVICES LLC DB Service code 27 29 SAWYER RD · WALTHAM, MA 024533483 | Advisory (Plan) | $44,110 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $16,149 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $3,394 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,813 | $65,428-2.5% | $169,397-62.3% | $71,529-10.8% |
| Participation rate | 96.7% | 66.9%+29.8pp | 77.2%+19.5pp | 67.9%+28.8pp |
| Annual return | 21.41% | 21.35%+0.1pp | 406.23%-384.8pp | 28.97%-7.6pp |
| Employer contribution / active EE | $3,971 | $2,064+92.4% | $4,013-1.0% | $2,590+53.3% |
| Participant deferral / active EE | $6,142 | $4,360+40.9% | $6,223-1.3% | $4,291+43.1% |
| Admin fee / account holder | $445 | $1,328-66.5% | $9,017-95.1% | $1,588-72.0% |