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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $56,741 |
Filed as: COMMONWEALTH EQUITY SERVICES LLC DB Service code 27 29 SAWYER RD · WALTHAM, MA 024533483 | Advisory (Plan) | $40,699 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $3,439 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,124 | $59,140-23.7% | $160,037-71.8% | $66,949-32.6% |
| Participation rate | 98.2% | 68.1%+30.1pp | 78.0%+20.3pp | 69.8%+28.4pp |
| Annual return | -12.49% | -12.25%-0.2pp | 408.95%-421.4pp | 1.57%-14.1pp |
| Employer contribution / active EE | $3,505 | $1,982+76.8% | $4,226-17.0% | $2,545+37.7% |
| Participant deferral / active EE | $5,692 | $4,399+29.4% | $6,184-8.0% | $4,239+34.3% |
| Admin fee / account holder | $401 | $591-32.1% | $8,716-95.4% | $594-32.4% |