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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,026 | $150,447-97.3% | $136,298-97.0% | $147,586-97.3% |
| Participation rate | 88.9% | 84.4%+4.5pp | 81.9%+7.0pp | 82.8%+6.1pp |
| Annual return | 12.84% | 1049.15%-1036.3pp | 5156.27%-5143.4pp | 578.59%-565.8pp |
| Employer contribution / active EE | $1,119 | $5,256-78.7% | $4,696-76.2% | $4,876-77.1% |
| Participant deferral / active EE | $2,495 | $6,631-62.4% | $6,247-60.1% | $5,439-54.1% |
| Admin fee / account holder | $364 | $10,906-96.7% | $9,244-96.1% | $10,886-96.7% |