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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,423 | $157,270-94.6% | $141,173-94.0% | $152,870-94.5% |
| Participation rate | 80.0% | 84.8%-4.8pp | 82.5%-2.5pp | 82.4%-2.4pp |
| Annual return | 23.54% | 64.33%-40.8pp | 71.40%-47.9pp | 345.34%-321.8pp |
| Employer contribution / active EE | $1,641 | $5,261-68.8% | $4,735-65.3% | $4,763-65.5% |
| Participant deferral / active EE | $3,973 | $7,110-44.1% | $6,710-40.8% | $5,850-32.1% |
| Admin fee / account holder | $1,381 | $12,121-88.6% | $10,262-86.5% | $11,597-88.1% |