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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,255 | $138,076-90.4% | $123,553-89.3% | $135,380-90.2% |
| Participation rate | 75.0% | 84.7%-9.7pp | 82.3%-7.3pp | 82.6%-7.6pp |
| Annual return | 0.00% | 153.70%-153.7pp | 119.21%-119.2pp | 519.81%-519.8pp |
| Employer contribution / active EE | $4,589 | $5,152-10.9% | $4,628-0.8% | $4,779-4.0% |
| Participant deferral / active EE | $10,575 | $6,800+55.5% | $6,426+64.6% | $5,609+88.5% |
| Admin fee / account holder | $1,082 | $10,917-90.1% | $9,284-88.3% | $10,828-90.0% |