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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,554 | $148,629-40.4% | $135,982-34.9% | $139,487-36.5% |
| Participation rate | 57.1% | 83.9%-26.7pp | 81.9%-24.8pp | 80.3%-23.2pp |
| Annual return | 22.26% | 79.33%-57.1pp | 68.32%-46.1pp | 373.84%-351.6pp |
| Employer contribution / active EE | $2,802 | $5,247-46.6% | $4,859-42.3% | $4,755-41.1% |
| Participant deferral / active EE | $7,723 | $8,102-4.7% | $7,760-0.5% | $6,713+15.0% |
| Admin fee / account holder | $9 | $12,406-99.9% | $10,767-99.9% | $11,407-99.9% |