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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,604 | $209,422-60.6% | $178,503-53.7% | $158,982-48.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 15.02% | 188.81%-173.8pp | 151.12%-136.1pp | 302.99%-288.0pp |
| Employer contribution / active EE | $6,766 | $5,707+18.6% | $5,011+35.0% | $4,763+42.1% |
| Participant deferral / active EE | $3,951 | $5,955-33.7% | $5,202-24.1% | $5,983-34.0% |
| Admin fee / account holder | $1,534 | $17,079-91.0% | $13,987-89.0% | $11,252-86.4% |