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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,925 | $217,432-55.9% | $185,851-48.4% | $167,553-42.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.65% | 148.43%-133.8pp | 122.11%-107.5pp | 478.89%-464.2pp |
| Employer contribution / active EE | $0 | $5,874-100.0% | $5,168-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $5,228 | $6,357-17.8% | $5,569-6.1% | $6,343-17.6% |
| Admin fee / account holder | $8,866 | $19,820-55.3% | $16,245-45.4% | $12,316-28.0% |