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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,384 | $150,447-30.0% | $136,298-22.7% | $147,586-28.6% |
| Participation rate | 88.2% | 84.4%+3.8pp | 81.9%+6.3pp | 82.8%+5.4pp |
| Annual return | 55.11% | 1049.15%-994.0pp | 5156.27%-5101.2pp | 578.59%-523.5pp |
| Employer contribution / active EE | $8,292 | $5,256+57.8% | $4,696+76.6% | $4,876+70.0% |
| Participant deferral / active EE | $10,259 | $6,631+54.7% | $6,247+64.2% | $5,439+88.6% |
| Admin fee / account holder | $1,646 | $10,906-84.9% | $9,244-82.2% | $10,886-84.9% |