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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,514 | $105,210+29.8% | $159,487-14.4% | $85,851+59.0% |
| Participation rate | 86.2% | 75.8%+10.4pp | 82.8%+3.4pp | 69.3%+16.9pp |
| Annual return | 17.98% | 45.08%-27.1pp | 263.71%-245.7pp | 318.63%-300.7pp |
| Employer contribution / active EE | $6,320 | $3,319+90.4% | $4,831+30.8% | $2,565+146.3% |
| Participant deferral / active EE | $14,935 | $5,946+151.2% | $7,354+103.1% | $3,952+277.9% |
| Admin fee / account holder | $11,296 | $6,934+62.9% | $10,804+4.6% | $6,261+80.4% |