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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,211 | $183,592-49.2% | $155,567-40.1% | $145,959-36.1% |
| Participation rate | 90.5% | 82.7%+7.8pp | 78.2%+12.3pp | 80.3%+10.2pp |
| Annual return | 13.63% | 61.24%-47.6pp | 64.74%-51.1pp | 561.95%-548.3pp |
| Employer contribution / active EE | $497 | $5,315-90.6% | $4,674-89.4% | $4,661-89.3% |
| Participant deferral / active EE | $3,694 | $6,464-42.9% | $5,628-34.4% | $6,689-44.8% |
| Admin fee / account holder | $1,723 | $19,318-91.1% | $15,916-89.2% | $13,398-87.1% |