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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,571 | $175,259-55.7% | $149,723-48.2% | $139,487-44.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.59% | 166.82%-148.2pp | 134.50%-115.9pp | 373.84%-355.3pp |
| Employer contribution / active EE | $5,478 | $5,4780% | $4,821+13.6% | $4,755+15.2% |
| Participant deferral / active EE | $4,461 | $6,522-31.6% | $5,682-21.5% | $6,713-33.5% |
| Admin fee / account holder | $1,181 | $16,158-92.7% | $13,215-91.1% | $11,407-89.7% |