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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,550 | $87,016-64.9% | $63,244-51.7% | $125,389-75.6% |
| Participation rate | 87.5% | 77.1%+10.4pp | 71.0%+16.5pp | 83.2%+4.3pp |
| Annual return | -9.08% | 21.71%-30.8pp | -70.31%+61.2pp | 282.24%-291.3pp |
| Employer contribution / active EE | $3,387 | $3,601-5.9% | $2,322+45.9% | $4,866-30.4% |
| Participant deferral / active EE | $6,902 | $3,939+75.2% | $2,953+133.7% | $5,352+29.0% |
| Admin fee / account holder | $3,416 | $11,954-71.4% | $5,893-42.0% | $9,541-64.2% |