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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,122 | $63,773-24.5% | $81,286-40.8% | $80,925-40.5% |
| Participation rate | 87.8% | 63.9%+23.8pp | 69.5%+18.2pp | 67.7%+20.1pp |
| Annual return | 11.77% | 16.37%-4.6pp | 24.80%-13.0pp | 35.65%-23.9pp |
| Employer contribution / active EE | $2,970 | $1,979+50.1% | $2,463+20.6% | $2,756+7.8% |
| Participant deferral / active EE | $4,001 | $3,093+29.3% | $3,883+3.0% | $4,299-6.9% |
| Admin fee / account holder | $1,955 | $5,682-65.6% | $5,764-66.1% | $6,940-71.8% |